Can Only One Spouse File for Bankruptcy?

Should I File for Individual or Joint Bankruptcy?

An Orlando Bankruptcy Attorney Can Help You Decide

If you or your spouse is bringing a lot of debt into a marriage, you may have considered filing Bankruptcy as a way to ensure your marriage starts out on even ground financially.  However, you may not realize that one of you can file Bankruptcy with no effect on the other’s credit.  While this can bring a lot of relief to both of you, it is important to enlist the services of an experienced Orlando bankruptcy lawyer to help answer questions that both you, and your non-filing spouse may have.

Law Offices of K. Hunter Goff, P.A., I have advised thousands of clients in your situation over the last 10 years. I am familiar with the unique issues involved when only one person in a marriage wants, or needs, to file for bankruptcy. My clients find that coming in together for a meeting with me really helps to “clear the air” and remove lingering questions, doubts, and misinformation about only one spouse filing.

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We Have The Answers

Some of the common questions we address at your meeting include:

  • What can I do to eliminate the effect of my new spouse’s debt in the marriage?
  • If my spouse files, would that hurt my credit?
  • Is it better if just one spouse files for Bankruptcy?
  • Aside from the obvious, how does a  joint filing differ from filing individually?
  • What effect does individual Bankruptcy have on us taking out a joint credit card or joint loans in the future?

If you’re ready to get some answers to these, or any other questions you and your spouse may have about filing bankruptcy, please Contact me to arrange your free consultation and evaluation with an Orlando bankruptcy lawyer.  407-898-8225

You Deserve A Fresh Start Today.

Helping Orlando get out of debt since 2002
(407) 898-8225

Can Only One Spouse File Bankruptcy?

Yes.  Just because you are married does not make you liable for your spouse’s debts, and in some situations, it can be highly beneficial for only one spouse to file while the other does not.

However, for some couples, it is better to file jointly depending on their financial circumstances.  I will thoroughly analyze your situation and advise you on what  is the best option for you.  Drawing on years of experience as an Orlando bankruptcy lawyer, I can provide specific advice that is tailored to meet the needs of your financial situation.


“How do I rebuild my credit after bankruptcy?”

find out how here


I look forward to shedding light on the often confusing are of filing bankruptcy for only one spouse in a marriage.  When you’re ready, please give me a call and we can talk about your case during your free evaluation.  407-898-8225

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Why Choose Us?

At my Orlando Bankruptcy Law Firm of K. Hunter Goff, P.A I limit my practice to helping people file bankruptcy and receive protection from creditors under Chapter 7 and Chapter 13 of the United States Bankruptcy Code.

Over the years, bankruptcy has evolved into a specialized area of law.  I take pride in knowing how the Orlando Bankruptcy Judges, Trustees, and Creditors’ Attorneys interpret the Code.  I use this knowledge to ensure that my clients know what to expect when they file for bankruptcy. I take a non judgmental approach to the decision my clients make to file for bankruptcy.

I understand that you probably have tried every other possible financial alternative before deciding to contact an Orlando bankruptcy lawyer.  Please allow me, an experienced Orlando bankruptcy attorney, to show you how I can help you by calling 407-898-8225, for your free case evaluation.

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