Orlando Bankruptcy Process

Orlando Bankruptcy Attorneys

You may be wondering, do I have to go to Bankruptcy Court? Probably not.  I mean, there is a mandatory meeting everyone who files bankruptcy must attend, about a month after filing, called the Section 341 Meeting of Creditors.  That is a very misleading name, as rarely, if ever, do creditors appear at the meeting.  And, the meeting is not held in a Courtroom.  It’s a bout a 5 minute meeting with the Trustee appointed to your case, you, and me.

As an Orlando bankruptcy attorney, it is very rare for my clients to have to appear at any hearing other than the Meeting of Creditors.  Because this meeting is not held in the Bankruptcy Court, then you could say that No, you will probably not have to go to court when you file for bankruptcy.

Bankruptcy Court and Chapter 7 Bankruptcy

In a Chapter 7 Bankruptcy, most unsecured debt is eliminated without you having to pay anything back to your creditors.  In a typical Chapter 7 case, you will only need to make one appearance at the Meeting of Creditors and will never even see the Bankruptcy Judge.  I know, as an Orlando bankruptcy attorney, that most of my clients would rather not attend bankruptcy Court if they can help it, and I do my best to make sure that the Meeting of Creditors is the extent of their required attendance.

Bankruptcy court and Chapter 13 Bankruptcy

In Chapter 13 Bankruptcy, your debt will be consolidated into a three to five year payment plan.  As with Chapter bankruptcy, you must attend the Meeting of Creditors, held about 30 days after your case is filed.  Then, so long as you make your Trustee payments on time, you will not have to attend any further hearings.  You would hire me as your Orlando bankruptcy lawyer to make sure that your Chapter 13 case runs smoothly, and that includes you not having to go to Court!

When you are ready to find out exactly how I can help you become debt free and gain some financial freedom, I hope you contact me for your free evaluation.  407-898-8225