Getting a Mortgage After Bankruptcy

There are many customer tailored mortgage products that provide a solution to your specific needs.

Conventional Mortgage

Keep interest rates and mortgage payments at their lowest with our conventional mortgage loan products.

VA Home Loans

U.S. military veterans and their families may qualify for a VA Home Loan guaranteed by the United States Department of Veterans Affairs.

USDA Loans

Loan programs backed by the USDA for financing qualifying properties in rural areas, offered at low interest rates and often with 100-percent financing.

FHA Loans

Backed by the Federal Housing Authority, FHA loans enable people with lower income and credit scores to obtain financing with less money down and easier qualifying criteria.

Government Streamline

Several government programs now enable homeowners carrying current government-backed mortgages to streamline the refinancing process so they can lower their payments and interest rates, or shorten the term of the loan.

Portfolio Loans

Portfolio Loans are mortgages that are extended to clients that may not qualify for other loan programs because of a negative credit event. These loans are not sold to Fannie Mae or Freddie Mac or guaranteed agencies like FHA, VA, or USDA. These types of loans are designed to increase home ownership by allowing clients that may have had a foreclosure, short sale, or bankruptcy in their recent past.

Jumbo Loans

For homes whose value exceeds the conforming loan limits of Fannie Mae and Freddie Mac, People’s Bank Mortgage offers a variety of jumbo mortgage loans with excellent rates and terms.

If you would like to connect with experienced professionals that can help provide you with the best customized option to meet your needs, please follow on of the links below:

Mortgage After Chapter 13 Bankruptcy

Mortgage After Chapter 7 Bankruptcy

Mortgage After Chapter 11 Bankruptcy