Over the years I’ve found that one of the main reasons people procrastinate when it comes to calling a bankruptcy attorney and finding out about their options is the mistaken belief that they have to bring in suitcases full of paperwork to the first meeting with a bankruptcy lawyer. When I first evaluate a case, all I really only need to know is these three...
I know you’re planning on using your tax refund to pay your property tax bill this year. Problem is, you filed a Chapter 13 bankruptcy last year in Orlando and there’s this nagging thought in the back of your head that your bankruptcy lawyer said something about not using the refund until you talk to him. SOME BACKGROUND… Debtors who file Chapter 13 bankruptcy...
I’ve been representing people filing bankruptcy long enough to remember the pre 2005 days before BAPCPA changed the face of the practice forever. It was relatively simple back then to prepare a bankruptcy petition for a client. That’s not so much the case anymore, although now, 8 years removed from the “new law”, I can’t see doing it any other way. What I’m talking...
The answer to whether you can keep a tax refund when filing bankruptcy really depends on whether you file a Chapter 7 or Chapter 13 bankruptcy and how much the refund is. This post will deal with tax refunds in a Chapter 7 case. Check back later for a discussion of refunds in Chapter 13. Keeping a Tax Refund in Chapter 7 Bankruptcy A tax...
By filing a Chapter 13 bankruptcy she can put off having to pay her student loans for up to 5 years. During that time, on her current income, she would only have to make about a $75/month Chapter 13 Trustee payment. Yes, she would have to file bankruptcy, and that sucks. But...
Generally speaking, once all requested information is provided and my client has paid the fee charged in full, the bankruptcy petition is filed.
A person can file bankruptcy in Orlando if he lives in another state if his case meets certain conditions.
Keep paying your cell phone bill after filing bankruptcy if you want to keep seeing those bars.
The question and focus should be "How can I build wealth?" not "What is my credit score?".
If you file a Chapter 13 Bankruptcy in the Orlando Division you have the unique opportunity to obtain a mortgage modification as well as eliminate your unsecured debt, and save money on car loans.