I believe that everyone can afford a bankruptcy attorney. I work with clients who are in very difficult financial situations, and I understand that. I offer payment plans for my clients that are extremely low monthly payments for example. In chapter 13 types of bankruptcy, you can put most of the fee in the chapter 13 plan, which means that when you make your monthly payment to the trustee you're paying the attorney's fee as well. So you're paying it out of a long period of time. The biggest thing I would say to clients who are unsure if they can afford to pay for an attorney is to speak to an attorney, because there are ways to do it, to pay for the attorney that you may not be aware of, and that the attorney has dealt with for a long time.