A bankruptcy mill is a law firm that files a very large volume of bankruptcy cases, so picture a conveyor belt moving people through the bankruptcy process. You don't always pick up the nuances in a case, so if you have a cookie cutter case, meaning lots of unsecured debt, no assets, perhaps a bankruptcy mill is the way to go. If you have anything other than that, you may want to consult an attorney who does not work for a bankruptcy mill, who can sit down and discuss with you your specific issues and put together a strategy to deal with those issues, and spend the time with you that a bankruptcy mill may not be able to.