You will not lose your house in bankruptcy unless you choose to give it up, or you can't afford to make the payment. There are many ways to keep a home in bankruptcy, and predominantly those ways are found in Chapter 13. We can modify your mortgage, we can the arrears that you have accrued over time through a five year repayment plan in a Chapter 13 case. We can eliminate second mortgages on a home in some bankruptcies, so there are ways to preserve a house in bankruptcy. You don't have to lose it if you don't want to.